Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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Mortgage Loan Limits for Virginia

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Virginia mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Virginia

Virginia mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Virginia

Virginia mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
59.39%
FHA
15.40%
VA
2.02%
USDA
23.19%
Property Type
Relative Share
1-Unit Homes
99.58%
2-Unit Homes
0.34%
3-Unit Homes
0.03%
4-Unit Homes
0.04%
Borrower Status
Relative Share
One Borrower
65.43%
Two or More Borrowers
34.57%
Gender
Relative Share
Male
51.45%
Female
27.61%
Not Specified
20.94%
Race
Relative Share
American Indian / Alaska Native
0.39%
Asian
9.17%
Black / African American
12.86%
Native Hawaiian / Other Pacific Islander
0.22%
White
74.02%
Other
3.34%
Ethnicity
Relative Share
Hispanic or Latino
7.90%
Not Hispanic or Latino
89.55%
Virginia data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Virginia Counties

2024 conforming and FHA mortgage loan limits for all Virginia counties. Local loan limits and county-level mortgage data updated regularly.

Virginia Counties

Arlington County, Virginia
Clarke County, Virginia
Culpeper County, Virginia
Fairfax County, Virginia
Fauquier County, Virginia
Loudoun County, Virginia
Madison County, Virginia
Prince William County, Virginia
Rappahannock County, Virginia
Spotsylvania County, Virginia
Stafford County, Virginia
Warren County, Virginia
Alexandria City, Virginia
Fairfax City, Virginia
Falls Church City, Virginia
Fredericksburg City, Virginia
Manassas City, Virginia
Manassas Park City, Virginia
Accomack County, Virginia
Albemarle County, Virginia
Alleghany County, Virginia
Amelia County, Virginia
Amherst County, Virginia
Appomattox County, Virginia
Augusta County, Virginia
Bath County, Virginia
Bedford County, Virginia
Bland County, Virginia
Botetourt County, Virginia
Brunswick County, Virginia
Buchanan County, Virginia
Buckingham County, Virginia
Campbell County, Virginia
Caroline County, Virginia
Carroll County, Virginia
Charles City County, Virginia
Charlotte County, Virginia
Chesterfield County, Virginia
Craig County, Virginia
Cumberland County, Virginia
Dickenson County, Virginia
Dinwiddie County, Virginia
Essex County, Virginia
Floyd County, Virginia
Fluvanna County, Virginia
Franklin County, Virginia
Frederick County, Virginia
Giles County, Virginia
Gloucester County, Virginia
Goochland County, Virginia
Grayson County, Virginia
Greene County, Virginia
Greensville County, Virginia
Halifax County, Virginia
Hanover County, Virginia
Henrico County, Virginia
Henry County, Virginia
Highland County, Virginia
Isle Of Wight County, Virginia
James City County, Virginia
King And Queen County, Virginia
King George County, Virginia
King William County, Virginia
Lancaster County, Virginia
Lee County, Virginia
Louisa County, Virginia
Lunenburg County, Virginia
Mathews County, Virginia
Mecklenburg County, Virginia
Middlesex County, Virginia
Montgomery County, Virginia
Nelson County, Virginia
New Kent County, Virginia
Northampton County, Virginia
Northumberland County, Virginia
Nottoway County, Virginia
Orange County, Virginia
Page County, Virginia
Patrick County, Virginia
Pittsylvania County, Virginia
Powhatan County, Virginia
Prince Edward County, Virginia
Prince George County, Virginia
Pulaski County, Virginia
Richmond County, Virginia
Roanoke County, Virginia
Rockbridge County, Virginia
Rockingham County, Virginia
Russell County, Virginia
Scott County, Virginia
Shenandoah County, Virginia
Smyth County, Virginia
Southampton County, Virginia
Surry County, Virginia
Sussex County, Virginia
Tazewell County, Virginia
Washington County, Virginia
Westmoreland County, Virginia
Wise County, Virginia
Wythe County, Virginia
York County, Virginia
Bristol City, Virginia
Buena Vista City, Virginia
Charlottesville City, Virginia
Chesapeake City, Virginia
Colonial Heights City, Virginia
Covington City, Virginia
Danville City, Virginia
Emporia City, Virginia
Franklin City, Virginia
Galax City, Virginia
Hampton City, Virginia
Harrisonburg City, Virginia
Hopewell City, Virginia
Lexington City, Virginia
Lynchburg City, Virginia
Martinsville City, Virginia
Newport News City, Virginia
Norfolk City, Virginia
Norton City, Virginia
Petersburg City, Virginia
Poquoson City, Virginia
Portsmouth City, Virginia
Radford City, Virginia
Richmond City, Virginia
Roanoke City, Virginia
Salem City, Virginia
Staunton City, Virginia
Suffolk City, Virginia
Virginia Beach City, Virginia
Waynesboro City, Virginia
Williamsburg City, Virginia
Winchester City, Virginia
National Data

See Today’s Mortgage Rates in Virginia

       

Today's 30-year fixed-rate mortgage rate in Virginia is 6.375%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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