Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

Certified Accurate

Certified Accurate

Your trust matters to us. This article was thoroughly checked for accuracy as of February 14, 2024. Homebuyer.com ensures every piece of information we share reflects the latest in mortgage standards. Learn more about our commitments to our readers in our editorial guidelines.

Mortgage Loan Limits for Missouri

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Missouri mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Missouri

Missouri mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Missouri

Missouri mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
64.28%
FHA
19.65%
VA
5.16%
USDA
10.90%
Property Type
Relative Share
1-Unit Homes
98.60%
2-Unit Homes
1.10%
3-Unit Homes
0.09%
4-Unit Homes
0.20%
Borrower Status
Relative Share
One Borrower
63.86%
Two or More Borrowers
36.14%
Gender
Relative Share
Male
52.08%
Female
27.95%
Not Specified
19.98%
Race
Relative Share
American Indian / Alaska Native
0.40%
Asian
2.60%
Black / African American
5.57%
Native Hawaiian / Other Pacific Islander
0.12%
White
89.37%
Other
1.94%
Ethnicity
Relative Share
Hispanic or Latino
3.05%
Not Hispanic or Latino
95.37%
Missouri data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Missouri Counties

2024 conforming and FHA mortgage loan limits for all Missouri counties. Local loan limits and county-level mortgage data updated regularly.

Missouri Counties

Adair County, Missouri
Andrew County, Missouri
Atchison County, Missouri
Audrain County, Missouri
Barry County, Missouri
Barton County, Missouri
Bates County, Missouri
Benton County, Missouri
Bollinger County, Missouri
Boone County, Missouri
Buchanan County, Missouri
Butler County, Missouri
Caldwell County, Missouri
Callaway County, Missouri
Camden County, Missouri
Cape Girardeau County, Missouri
Carroll County, Missouri
Carter County, Missouri
Cass County, Missouri
Cedar County, Missouri
Chariton County, Missouri
Christian County, Missouri
Clark County, Missouri
Clay County, Missouri
Clinton County, Missouri
Cole County, Missouri
Cooper County, Missouri
Crawford County, Missouri
Dade County, Missouri
Dallas County, Missouri
Daviess County, Missouri
Dekalb County, Missouri
Dent County, Missouri
Douglas County, Missouri
Dunklin County, Missouri
Franklin County, Missouri
Gasconade County, Missouri
Gentry County, Missouri
Greene County, Missouri
Grundy County, Missouri
Harrison County, Missouri
Henry County, Missouri
Hickory County, Missouri
Holt County, Missouri
Howard County, Missouri
Howell County, Missouri
Iron County, Missouri
Jackson County, Missouri
Jasper County, Missouri
Jefferson County, Missouri
Johnson County, Missouri
Knox County, Missouri
Laclede County, Missouri
Lafayette County, Missouri
Lawrence County, Missouri
Lewis County, Missouri
Lincoln County, Missouri
Linn County, Missouri
Livingston County, Missouri
Mcdonald County, Missouri
Macon County, Missouri
Madison County, Missouri
Maries County, Missouri
Marion County, Missouri
Mercer County, Missouri
Miller County, Missouri
Mississippi County, Missouri
Moniteau County, Missouri
Monroe County, Missouri
Montgomery County, Missouri
Morgan County, Missouri
New Madrid County, Missouri
Newton County, Missouri
Nodaway County, Missouri
Oregon County, Missouri
Osage County, Missouri
Ozark County, Missouri
Pemiscot County, Missouri
Perry County, Missouri
Pettis County, Missouri
Phelps County, Missouri
Pike County, Missouri
Platte County, Missouri
Polk County, Missouri
Pulaski County, Missouri
Putnam County, Missouri
Ralls County, Missouri
Randolph County, Missouri
Ray County, Missouri
Reynolds County, Missouri
Ripley County, Missouri
St. Charles County, Missouri
St. Clair County, Missouri
Ste. Genevieve County, Missouri
St. Francois County, Missouri
St. Louis County, Missouri
Saline County, Missouri
Schuyler County, Missouri
Scotland County, Missouri
Scott County, Missouri
Shannon County, Missouri
Shelby County, Missouri
Stoddard County, Missouri
Stone County, Missouri
Sullivan County, Missouri
Taney County, Missouri
Texas County, Missouri
Vernon County, Missouri
Warren County, Missouri
Washington County, Missouri
Wayne County, Missouri
Webster County, Missouri
Worth County, Missouri
Wright County, Missouri
St. Louis City, Missouri
National Data

See Today’s Mortgage Rates in Missouri

       

Today's 30-year fixed-rate mortgage rate in Missouri is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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